alteralgo.ai – Alter Your Algorithms. Reduce Your Risk.

Independent model expertise that drives better approvals, stronger performance, and fewer surprises

how we workSee lift at every stage of your project

01

Discover

After gaining secure access to your models, we create a proof-of-concept and deliver an advisory plan with recommendations and model analysis documentation.

02

Build

We refine your model or build a new one. We benchmark your champion model against our challenger with static, historic data before deployment.

03

Deploy

With real-time data, we provide a risk analysis of your champion versus challenger model. We also provide an return-on-investment (ROI) analysis of your performance.

AlterAlgo

AlterAlgo is an independent model firm for fintechs and consumer lenders who want more from their models.

We build, rebuild, and validate AI and ML models across credit, fraud, and more.

We find the performance your current models are leaving on the table and fixing what’s holding them back.

0 %

Increased funded applicants an average 13% without expanding risk

$ 0 mil

$20M+ in annual fraud losses prevented on average

Your Credit Model Is Optimizing the Wrong Objective

Most consumer credit models are trained to predict default — not to

Consumer Lending

Interconnected highways

SR 26-2: Is Your Model Risk Program Ready?

Consumer Lending

Let’s talk about where your models are today and where they could be. We’ll listen, dig into the details, and show you what’s possible.